Privacy Policy & Terms of Use

This page sets out the Privacy Policy and Terms of Use for the website operated by Reditum Capital Limited ("Reditum Capital", "we", "us", or "our") at reditumcapital.com (the "Website").

By accessing or using this Website, you agree to be bound by these terms. If you do not agree, please do not use this Website. We may update these terms from time to time; the date of the most recent revision is shown above.

Reditum Capital Limited is a specialist real estate finance company incorporated in England and Wales. We provide first charge bridging finance, second charge bridging finance, mezzanine finance, and preferred equity to professional borrowers and property developers.

This Website is directed exclusively at professional borrowers, property developers, and other sophisticated parties seeking real estate finance. It is not directed at retail consumers.

When you submit an enquiry via the contact form on this Website, we collect the following personal data:

— Your full name — Your email address — Your company or developer name (if provided) — Your telephone number (if provided) — Details of your project or financing requirement, including location, loan size, and situation type — Any additional information you choose to include in your message

We may also collect technical data automatically when you visit the Website, including your IP address, browser type, operating system, and pages visited. This data is collected via standard web analytics tools and is used in aggregate, anonymised form only.

We use the personal data you provide solely for the following purposes:

— To respond to your financing enquiry and assess whether we are able to assist with your situation — To provide you with indicative terms or further information about our products — To communicate with you in connection with a potential or existing lending relationship — To comply with applicable legal and regulatory obligations

We do not use your data for marketing purposes without your explicit consent, and we do not sell, rent, or otherwise transfer your personal data to third parties, except as described in the section below.

We may share your personal data with the following categories of third parties where necessary:

— Professional advisers (solicitors, valuers, accountants) engaged in connection with a specific transaction — Our technology service providers who operate our website infrastructure and email systems, under strict data processing agreements — Law enforcement or regulatory authorities where we are required to do so by law

We require all third parties to respect the security of your personal data and to treat it in accordance with applicable data protection law.

We process your personal data on the following legal bases under the UK General Data Protection Regulation (UK GDPR):

— Legitimate interests: to respond to your enquiry and assess a potential lending relationship, where our interests are not overridden by your rights — Legal obligation: where processing is necessary to comply with a legal or regulatory requirement — Contract: where processing is necessary for the performance of a contract with you or to take steps at your request prior to entering into a contract

We retain personal data submitted via enquiry forms for a period of up to six years from the date of submission, or for such longer period as may be required by applicable law or regulation. This retention period reflects standard commercial and legal record-keeping requirements.

Where an enquiry does not result in a transaction, we will review and, where appropriate, delete personal data earlier than the maximum retention period.

Under UK GDPR, you have the following rights in relation to your personal data:

— The right to access the personal data we hold about you — The right to request correction of inaccurate or incomplete data — The right to request erasure of your data in certain circumstances — The right to object to processing based on legitimate interests — The right to request restriction of processing in certain circumstances — The right to data portability in certain circumstances

To exercise any of these rights, please contact us at the email address below. We will respond to all legitimate requests within one month. You also have the right to lodge a complaint with the Information Commissioner's Office (ICO) at ico.org.uk.

This Website uses a limited number of cookies to support basic website functionality and anonymous analytics. We do not use advertising or tracking cookies.

By continuing to use this Website, you consent to the use of these cookies. You may disable cookies in your browser settings; however, this may affect the functionality of the Website.

The content of this Website is provided for general information purposes only. Nothing on this Website constitutes financial advice, a financial promotion, an offer to lend, or a commitment to provide finance. All lending is subject to credit assessment, due diligence, and the execution of formal legal documentation.

You may not reproduce, distribute, or republish any content from this Website without our prior written consent. All intellectual property rights in the Website and its content are owned by or licensed to Reditum Capital Limited.

We make no warranty as to the accuracy, completeness, or currency of the information on this Website and accept no liability for any loss or damage arising from reliance on it.

If you have any questions about this Privacy Policy or Terms of Use, or wish to exercise your data rights, please contact us at:

Email: [email protected] Post: Reditum Capital Limited, London, United Kingdom

This policy was last updated in March 2026.